<?xml version="1.0" encoding="UTF-8"?>
<root>
  <posts>
    <post_id>1460</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Anti-Money Laundering Update - What it means for you]]></post_title>
    <post_content_short><![CDATA[The Australian Government is moving ahead with Tranche 2 of the Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) legislation,
with changes expected to apply from 1 July 2026.]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1460/AML.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/anti-money-laundering-update-what-is-means-for-you/</post_content_url>
    <post_date>2026-06-03 01:29:00</post_date>
  </posts>
  <posts>
    <post_id>1459</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Key 2026–27 Federal Budget tax reforms: What they mean for you]]></post_title>
    <post_content_short><![CDATA[The 2026–27 Federal Budget, released on 12 May 2026, has received more attention than most budgets in recent years.
<br /><br />
	With proposed changes to negative gearing, the CGT discount and the taxation of trusts, this is a budget that has the potential to
	materially impact on property investors, business owners and families using discretionary trusts.
]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1459/Budget_2026-27.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/key-2026-27-federal-budget-tax-reforms-what-they-mean-for-you/</post_content_url>
    <post_date>2026-06-02 01:40:00</post_date>
  </posts>
  <posts>
    <post_id>1458</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Ending card surcharges: What you need to know before 1 October 2026]]></post_title>
    <post_content_short><![CDATA[The Reserve Bank of Australia (RBA) has confirmed that all surcharges on credit and debit card payments across eftpos, Mastercard and Visa
	will be banned from 1 October 2026.

<br /><br />
	This represents one of the most significant updates to Australia’s payments landscape in years and will have a direct impact on businesses
	and consumers.
]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1458/iStock-1349722626.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/ending-card-surcharges-what-you-need-to-know-before-1-october-2026/</post_content_url>
    <post_date>2026-06-02 01:32:00</post_date>
  </posts>
  <posts>
    <post_id>1457</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Government to wind back electric vehicle FBT exemption in three stages]]></post_title>
    <post_content_short><![CDATA[The Government has announced a staged wind-back of the current Fringe Benefits Tax (FBT) exemption for electric vehicles (EVs), following
recommendations from the Statutory Review of the Electric Car Discount released in May 2026. While the policy continues to support EV
uptake, it also aims to make concessions more sustainable and better targeted. The changes are expected to save the Budget an estimated $1.7
billion over five years from 2025–26.]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1457/EVHomecharging_Header.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/government-to-wind-back-electric-vehicle-fbt-exemption-in-three-stages/</post_content_url>
    <post_date>2026-06-02 01:27:00</post_date>
  </posts>
  <posts>
    <post_id>1456</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[SMSF year end reminder: what to check before 30 June]]></post_title>
    <post_content_short><![CDATA[The end of the financial year is fast approaching. For SMSF members and trustees, a few timely checks now can avoid headaches later and help
preserve valuable tax and contribution opportunities. Below is a checklist of the things members and trustees should consider before 30
June.]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1456/iStock-678305548.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/smsf-year-end-reminder-what-to-check-before-30-june/</post_content_url>
    <post_date>2026-06-02 01:17:00</post_date>
  </posts>
  <posts>
    <post_id>1455</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[The way you pay super is changing]]></post_title>
    <post_content_short><![CDATA[The way you pay super is changing. From 1 July, superannuation must be paid at the same time as your regular salary or wages, and must be
received by the fund within 7 business days of payday.]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1455/PayDaySuper2026v2.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/the-way-you-pay-super-is-changing/</post_content_url>
    <post_date>2026-05-25 23:45:45</post_date>
  </posts>
  <posts>
    <post_id>1454</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Your EOFY Strategy Starts Now]]></post_title>
    <post_content_short><![CDATA[With <strong>June 30th less than seven weeks away</strong>, now is the time to shift from daily operations to strategic planning. At
	Forsyths, we aren’t just here to wrap up the financial year of all your hard work and lodge your return; we are here to ensure your hard
	work results in the best possible financial outcome for the year.
]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1454/EOFY.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/your-eofy-strategy-lets-plan-together-for-the-best-outcome/</post_content_url>
    <post_date>2026-05-05 03:31:00</post_date>
  </posts>
  <posts>
    <post_id>1453</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Do you know a local charity who do great work within the community?]]></post_title>
    <post_content_short><![CDATA[It’s that time of year again where the Forsyths Foundation proudly donates funds to worthwhile community organisations in our region.<br />
	If you know of any organisations that make a difference in the community, please reach out to your local Forsyths office.
]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1453/Can-Assist-Gunnedah-2025V2.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/do-you-know-a-local-charity-who-do-great-work-within-the-community/</post_content_url>
    <post_date>2026-05-05 01:21:00</post_date>
  </posts>
  <posts>
    <post_id>1452</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Superannuation contribution caps to increase from 1 July 2026]]></post_title>
    <post_content_short><![CDATA[Following the recent release of the December 2025 quarter average weekly ordinary times earnings (AWOTE) the annual concessional
contribution (CC) cap will increase from $30,000 to $32,500 from 1 July 2026. The annual non-concessional contribution (NCC) cap will also
increase to $130,000.]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1452/iStock-173934922.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/superannuation-contribution-caps-to-increase-from-1-july-2026/</post_content_url>
    <post_date>2026-05-05 01:14:00</post_date>
  </posts>
  <posts>
    <post_id>1451</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[New ATO ‘Verify Call’ feature: Instant protection against phone scams]]></post_title>
    <post_content_short><![CDATA[As tax time approaches, so does the annual spike in scam calls pretending to be from the ATO. These calls are becoming increasingly
	convincing and increasingly costly for those who get caught by them.

<br /><br />
	The ATO has now launched a simple, powerful solution: the ‘verify call’ feature in the free ATO app. Rolled out in early April 2026, it
	allows you to confirm instantly and in real time whether the person calling you is genuinely from the ATO.

<br />]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1451/Protection-Against-Phone-ScamsHeader.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/new-ato-verify-call-feature-instant-protection-against-phone-scams/</post_content_url>
    <post_date>2026-05-05 01:10:00</post_date>
  </posts>
  <posts>
    <post_id>1450</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Practical help for businesses impacted by fuel disruptions]]></post_title>
    <post_content_short><![CDATA[With global fuel supply chains still under strain from conflict in the Middle East, many Australian businesses are feeling the impact
	through higher operating costs, delayed deliveries and pressure on cash flow.

<br /><br />
	To help stabilise affected sectors, Treasurer Jim Chalmers and the ATO have announced a package designed to give businesses immediate
	breathing room and reduce administrative burden during a volatile period.
]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1450/Fuel-DisruptionsHeader.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/practical-help-for-businesses-impacted-by-fuel-disruptions/</post_content_url>
    <post_date>2026-05-05 01:05:00</post_date>
  </posts>
  <posts>
    <post_id>1449</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[ATO updates EV home charging rate: What it means for you]]></post_title>
    <post_content_short><![CDATA[The ATO has announced a significant update that will affect anyone using electric vehicles (EVs) or plug-in hybrid electric vehicles (PHEVs)
	for work or fleet purposes and where the vehicle is charged at the relevant individual’s home.
]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1449/EVHomecharging_Header.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/ato-updates-ev-home-charging-rate-what-it-means-for-you/</post_content_url>
    <post_date>2026-05-05 00:46:00</post_date>
  </posts>
  <posts>
    <post_id>1448</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[ATO relief and lending extensions - What it means for your business]]></post_title>
    <post_content_short><![CDATA[In a direct response to the ongoing fuel supply disruptions and rising cost pressures, Treasurer Jim Chalmers has announced a suite of
temporary relief measures designed to give Australian small businesses and farmers some much-needed breathing room.]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1448/Australian-Tax-Relief.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/ato-relief-and-lending-extensions-what-it-means-for-your-business/</post_content_url>
    <post_date>2026-04-02 02:11:00</post_date>
  </posts>
  <posts>
    <post_id>1447</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[The ATO targets FBT on work vehicles]]></post_title>
    <post_content_short><![CDATA[The ATO is turning up the heat on employers who provide work vehicles for private use. Sophisticated data-matching means assumptions and
	shortcuts can quickly lead to audits, penalties, interest charges and even reputational damage.<a href="https://www.ato.gov.au/businesses-and-organisations/small-business-newsroom/misreporting-fbt-on-personal-use-of-work-vehicles"></a>
]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1447/dualcab.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/the-ato-targets-fbt-on-work-vehicles/</post_content_url>
    <post_date>2026-04-02 00:55:00</post_date>
  </posts>
  <posts>
    <post_id>1446</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Smarter valuations in business sale transactions]]></post_title>
    <post_content_short><![CDATA[When selling a business or even a slice of one, how you value the assets involved can have a major impact on the tax bill. A recent Full
	Federal Court decision, <em>Kilgour v Commissioner of Taxation</em> [2025] FCAFC 183, offers timely guidance on how “market value” is really
	determined for capital gains tax (CGT) purposes.
]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1446/Buisnessforsale.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/smarter-valuations-in-business-sale-transactions/</post_content_url>
    <post_date>2026-04-02 00:46:00</post_date>
  </posts>
  <posts>
    <post_id>1445</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[A wake-up call for family businesses on fringe benefits tax]]></post_title>
    <post_content_short><![CDATA[As Fringe Benefits Tax (FBT) lodgement season approaches, family businesses should carefully review the perks they provide to working directors and family members. A high-profile case involving luxury vehicles provided to three brothers who run a large business empire
through a discretionary trust highlights the complexities and potential risks of informal arrangements]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1445/2b4d550c8fd2298cbdf459b8b9eb9ec8.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/a-wake-up-call-for-family-businesses-on-fringe-benefits-tax/</post_content_url>
    <post_date>2026-04-02 00:39:00</post_date>
  </posts>
  <posts>
    <post_id>1444</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[What the New Div 296 Tax Means for Individuals with Large Super Balances]]></post_title>
    <post_content_short><![CDATA[The Better Targeted Superannuation Concessions measure (known as the Division 296 tax) is now law and takes effect from 1 July 2026. For
	those with large super balances, it’s important to understand what the new tax does, why it’s been introduced, and the practical steps you
	and your financial adviser should consider.
]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1444/3millionSupernanuation.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/what-the-new-div-296-tax-means-for-individuals-with-large-super-balances/</post_content_url>
    <post_date>2026-04-02 00:26:00</post_date>
  </posts>
  <posts>
    <post_id>1443</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Keeping your self-managed super fund compliant]]></post_title>
    <post_content_short><![CDATA[Self managed superannuation funds (SMSFs) can offer significant flexibility, allowing the members to make investments and enter arrangements
that may not be available through retail or industry superannuation funds. However, being an SMSF trustee does come with important
responsibilities to ensure that all dealings comply with superannuation law.]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1443/Managed-Super-Fund-Compliant.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/keeping-your-self-managed-super-fund-compliant/</post_content_url>
    <post_date>2026-03-02 23:01:00</post_date>
  </posts>
  <posts>
    <post_id>1442</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[ATO Update on inherited homes: What it means for your family’s wealth]]></post_title>
    <post_content_short><![CDATA[The ATO has issued a Draft Taxation Determination TD 2026/D1 which looks at how inherited family homes are treated for CGT purposes. Some
industry commentators have dubbed it a 'death tax by stealth', but it is a bit more complex than this.]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1442/inherited-homes.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/ato-update-on-inherited-homes-what-it-means-for-your-familys-wealth/</post_content_url>
    <post_date>2026-03-02 22:55:00</post_date>
  </posts>
  <posts>
    <post_id>1441</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Navigating CGT on your home: New ATO clarity for home-based businesses]]></post_title>
    <post_content_short><![CDATA[Running a business from home—whether as a sole trader, freelancer, or small operator has many perks. But when it comes to selling your home
and potentially saving on tax, recent guidance from the ATO serves as a reality check.]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1441/HomeBasedBuisiness_cropped.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/navigating-cgt-on-your-home-new-ato-clarity-for-home-based-businesses/</post_content_url>
    <post_date>2026-03-02 22:42:00</post_date>
  </posts>
  <posts>
    <post_id>1440</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[DPN Review: A wake-up call for business owners on personal tax risks]]></post_title>
    <post_content_short><![CDATA[Running a successful business is hard work—and sometimes, despite best intentions, tax obligations slip. If the business is being operated
through a company structure, then the ATO can potentially issue a Director Penalty Notice (DPN), holding company directors personally liable
for unpaid taxes.]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1440/DirectorPenaltyNotice_cropped.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/dpn-review-a-wake-up-call-for-business-owners-on-personal-tax-risks/</post_content_url>
    <post_date>2026-03-02 22:35:00</post_date>
  </posts>
  <posts>
    <post_id>1439</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Downsizer Contributions and the Main Residence Exemption]]></post_title>
    <post_content_short><![CDATA[When clients sell a long-held family home, they may be able to channel part of the proceeds into superannuation by using the downsizer
	contribution rules. To qualify, the seller must meet a number of conditions:
]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1439/Downsizing-Contributions.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/downsizer-contributions-and-the-main-residence-exemption/</post_content_url>
    <post_date>2026-02-02 23:54:00</post_date>
  </posts>
  <posts>
    <post_id>1438</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[AI Tax Tips: Helpful Shortcut or Costly Trap?]]></post_title>
    <post_content_short><![CDATA[As a business owner or investor, time is always tight. So it’s no surprise many people now turn to AI tools like ChatGPT for quick answers
	on tax deductions, super contributions or structuring ideas. The responses sound confident, arrive instantly and cost nothing. What could go
	wrong?

<br /><br />Plenty.]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1438/AISearches.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/ai-tax-tips-helpful-shortcut-or-costly-trap/</post_content_url>
    <post_date>2026-02-02 23:51:00</post_date>
  </posts>
  <posts>
    <post_id>1437</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Holiday Homes Under the Microscope]]></post_title>
    <post_content_short><![CDATA[For many Australians, a holiday home does double duty. It’s a place to escape with family and friends, and during the rest of the year it’s
	listed on Airbnb or Stayz to help cover the costs.

Until recently, many owners assumed they could claim most of the usual deductions for the property without much trouble, as long as
appropriate apportionments were made.]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1437/Holiday-HomesEDM.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/holiday-homes-under-the-microscope/</post_content_url>
    <post_date>2026-02-02 23:46:00</post_date>
  </posts>
  <posts>
    <post_id>1436</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Cash is making a comeback. Is your business ready to take it?]]></post_title>
    <post_content_short><![CDATA[For years, businesses have been moving away from cash and for good reason. Digital payments are quick, traceable, and cut down on the risk
	of theft or counting errors. But that tap-and-go world might soon have to make room again for notes and coins.
]]></post_content_short>
    <post_icon>https://www.forsyths.com.au/media/website_posts/1436/CashisKing.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.forsyths.com.au/blog/cash-is-making-a-comeback-is-your-business-ready-to-take-it/</post_content_url>
    <post_date>2025-12-17 23:49:00</post_date>
  </posts>
</root>
